This example shows how you might create a policy that allows IAM users to view the inline and managed policies that are attached to their user identity. This policy includes permissions to complete this action on the console or programmatically using the AWS CLI or AWS API.

{
    "Version": "2012-10-17",
    "Statement": [
        {
            "Sid": "ViewOwnUserInfo",
            "Effect": "Allow",
            "Action": [
                "iam:GetUserPolicy",
                "iam:ListGroupsForUser",
                "iam:ListAttachedUserPolicies",
                "iam:ListUserPolicies",
                "iam:GetUser"
            ],
            "Resource": ["arn:aws:iam::*:user/${aws:username}"]
        },
        {
            "Sid": "NavigateInConsole",
            "Effect": "Allow",
            "Action": [
                "iam:GetGroupPolicy",
                "iam:GetPolicyVersion",
                "iam:GetPolicy",
                "iam:ListAttachedGroupPolicies",
                "iam:ListGroupPolicies",
                "iam:ListPolicyVersions",
                "iam:ListPolicies",
                "iam:ListUsers"
            ],
            "Resource": "*"
        }
    ]
}

{
    "Version": "2012-10-17",
    "Statement": [
        {
            "Sid": "AllowListActions",
            "Effect": "Allow",
            "Action": [
                "iam:ListAccountAliases",
                "iam:GetAccountPasswordPolicy",
                "iam:ListVirtualMFADevices"
            ],
            "Resource": "*"
        },
        {
            "Sid": "AllowIndividualUserToSeeAndManageOnlyTheirOwnAccountInformation",
            "Effect": "Allow",
            "Action": [
                "iam:ChangePassword",
                "iam:GetUser"
            ],
            "Resource": "arn:aws:iam::*:user/${aws:username}"
        },
        {
            "Sid": "AllowAPIKeysWithMFA",
            "Effect": "Allow",
            "Action": [
                "iam:CreateAccessKey",
                "iam:ListAccessKeys",
                "iam:UpdateAccessKey",
                "iam:DeleteAccessKey",
                "iam:GetAccessKeyLastUsed"
            ],
            "Resource": "arn:aws:iam::*:user/${aws:username}",
            "Condition": {
                "Bool": {
                    "aws:MultiFactorAuthPresent": "true"
                }
            }
        },
        {
            "Sid": "AllowIndividualUserToManageTheirOwnMFA",
            "Effect": "Allow",
            "Action": [
                "iam:ListMFADevices",
                "iam:CreateVirtualMFADevice",
                "iam:DeleteVirtualMFADevice",
                "iam:EnableMFADevice",
                "iam:ResyncMFADevice"
            ],
            "Resource": [
                "arn:aws:iam::*:mfa/${aws:username}",
                "arn:aws:iam::*:user/${aws:username}"
            ]
        },
        {
            "Sid": "AllowIndividualUserToDeactivateOnlyTheirOwnMFAOnlyWhenUsingMFA",
            "Effect": "Allow",
            "Action": [
                "iam:DeactivateMFADevice"
            ],
            "Resource": [
                "arn:aws:iam::*:mfa/${aws:username}",
                "arn:aws:iam::*:user/${aws:username}"
            ],
            "Condition": {
                "Bool": {
                    "aws:MultiFactorAuthPresent": "true"
                }
            }
        },
        {
            "Sid": "ViewOwnUserInfo",
            "Effect": "Allow",
            "Action": [
                "iam:GetLoginProfile",
                "iam:GetUserPolicy",
                "iam:ListGroupsForUser",
                "iam:ListAttachedUserPolicies",
                "iam:ListUserPolicies",
                "iam:ListUserTags",
                "iam:ListSSHPublicKeys",
                "iam:ListServiceSpecificCredentials",
                "iam:ListSigningCertificates"
            ],
            "Resource": [
                "arn:aws:iam::*:user/${aws:username}"
            ],
            "Condition": {
                "Bool": {
                    "aws:MultiFactorAuthPresent": "true"
                }
            }
        },
        {
            "Sid": "NavigateInConsole",
            "Effect": "Allow",
            "Action": [
                "iam:GetGroupPolicy",
                "iam:GetPolicyVersion",
                "iam:GetPolicy",
                "iam:ListAttachedGroupPolicies",
                "iam:ListGroupPolicies",
                "iam:ListPolicyVersions",
                "iam:ListPolicies",
                "iam:ListUsers",
                "iam:ListGroups",
                "iam:ListRoles",
                "iam:ListRolePolicies",
                "iam:ListAttachedRolePolicies",
                "iam:GetRole",
                "iam:ListRoleTags"
            ],
            "Resource": "*",
            "Condition": {
                "Bool": {
                    "aws:MultiFactorAuthPresent": "true"
                }
            }
        }
    ]
}

with this policy user without MFA will be able to change password and add virtual MFA. Note that IAM section of AWS console is still disabled, so user needs to click on his name in top right corner and select “My Security Credentials”.

After enabling MFA and relogin he will have more permissions: manage own API keys, view IAM policies, roles, groups, deactivate MFA